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Federal Employees News Digest : Dec 23, 2013
Federal Benefits Q&A Question: "I am a federal employee with almost four years of service. I have been thinking about going back to the private sector. What effect would there be on my TSP and FERS retirement if I were to leave prior to five years of federal service?" Answer: If you leave federal service with less than five years of service, then: (1) You can keep all of your TSP account (your con- tributions, matching contributions, and agency automatic 1 percent gross contributions) with the TSP or request a direct transfer of your TSP account to a rollover IRA or to another retirement plan like a 401(k) plan; (2) you will not be eligible for a deferred retirement FERS annuity starting when you are age 62; therefore, you can request a refund of your FERS contributions that you have made via payroll deduction (0.8 percent of your after-tax wages). Readers are encouraged to ask questions related to general employee benefits---such as CSRS, FERS, the Thrift Savings Plan, tax and estate planning, insurance, Social Security and Medicare---at the "Federal Benefits Q&A" at www.FederalSoup.com. Thrift SavingsPlanSharePrices FUNDS DEC. 17 ONE MONTH AGO ONE YEAR AGO 1 G Fund F Fund C Fund S Fund I Fund Lifecycle Funds L Income L 2020 L 2030 L 2040 L 2050 Register free to get rates of return and other TSP info at: www.FederalDaily.com/pages/resources/thrift-savings-plan.aspx 14.2746 14.2472 14.0149 15.8049 15.8251 15.9783 22.9868 23.1644 18.0653 32.4351 32.4607 24.0224 24.3183 24.9807 20.5827 16.6724 16.6871 15.6965 21.3228 21.4437 18.7160 22.8219 22.9929 19.4337 24.0651 24.2745 20.0453 13.5711 13.7109 11.0762 December 23, 2013 Vol. 63, No. 23 8 Visit us on the Internet at www.FederalDaily.com continued from page 4 Corp. ranked first among 23 mid-size agencies---those with 1,000 to 14.999 employees---with a score of 82.3, fol- lowed by the Smithsonian Institution (77.2), Government Accountability Office (74.4), and Nuclear Regulatory Commission and Federal Trade Commission (tied at 73.8). The Department of Housing and Urban Development, with a score of 43.2, was at the bottom among mid-size agencies. HUD fell the most among mid-size agencies, declining 10.8 points compared to the prior year. Others at the bottom in the mid-size the group included the National Archives and Records Administration (47.1), Broadcasting Board of Governors (50.7) and National Labor Relations Board (56.8). Among 29 agencies with fewer than 1,000 employees, the Surface Transportation Board earned the top score of 84.7, followed by the National Endowment for the Humanities (84.6), Federal Mediation and Conciliation Service (78.2), Peace Corps (78.2) and Federal Retirement Thrift Investment Board (73.7). Last among small agencies was the Office of U.S. Trade Representative, with a score of 26.8. Others at the bottom included the Federal Election Commission (42.1), Federal Maritime Commission (42.5) and Defense Nuclear Facilities Safety Board (45.5), which nosedived 33.4 points from last year, according to the report. Several other small agencies also experienced significant drops compared to last year. including the Office of Management and Budget, which declined 14 points, and the Commodity Futures Trading Commission, which fell 13 points. Read more at http://bestplacestowork. org/BPTW/assets/BestPlacestoWork13_ Brochure.pdf.
Dec 16, 2013